SnAgCu solder alloys, such as Sn3.0Ag0.5Cu, Sn3.8Ag0.7Cu and Sn3.9Ag0.6Cu, are widely used for consumer electronics due to their good wettability, high mechanical properties and excellent thermal fatigue reliability. However, the high Ag content in SnAgCu solder can bring about a relatively high cost and poor drop impact reliability because of the formations of thicker brittle Ag₃Sn compound during soldering. Therefore, the development of low Ag content SnAgCu solders to satisfy the requirements of electronic production has become a hot topic in this field. In this work, the effects of Sn0.3Ag0.7Cu, Sn1.0Ag0.5Cu and Sn3.0Ag0.5Cu solder on the melting character, wettability, mechanical properties and microstructures, phase composition were investigated by DSC, micro-joint strength tester, SEM, EDS and XRD. Under -55~125 ℃ cyclic conditions, the interfacial layer change of Sn-Ag-Cu solder joints was measured by TL-1000 high and low temperature test chamber. The results showed that, with the Ag content increased, the melting point was not changed, the wetting angle significantly decreased. And the wettability of three solders was improved under N₂ atmosphere. Moreover, the mechanical properties of three solder joints were enhanced with the increase of Ag content. The matrix structure of Sn0.3Ag0.7Cu and Sn1.0Ag0.5Cu solder joint have a small amount of Ag₃Sn and large Cu₆Sn₅ particles, and the distribution of particles were disordered. However, the matrix structure of Sn3.0Ag0.5Cu solder joint was obviously uniform. This is the reason that the mechanical properties of Sn0.3Ag0.7Cu and Sn1.0Ag0.5Cu solder joints were lower than that of Sn3.0Ag0.5Cu. In addition, the solder joints were subjected to a thermal cycling reliability test, it was found that the thickness of intermetallic compounds (IMCs) increased, and the morphology of IMCs was gradually changed from scallop-like to planar-like.